Our Philosophy & Approach

Folwealth takes a holistic financial planning and wealth management approach to carefully understanding your overall financial situation, unique needs, and goals, and deliver an optimal investment solution to meet them. Building an investment plan and an optimal asset allocation strategy to meet your unique needs requires careful consideration and often, outside expertise.

We collate and gather all your personal information, to help us make an informed decision. Guiding you through these complexities requires advice built on a deep understanding of your current situation. We are committed to working with you, not just for you. Benefits include:

A tailored wealth plan built by own Chartered Financial Planner
Truly independent, unbiased whole of the market advice
Tax-efficient planning to ensure you receive an optimal post-tax return
An inclusive service that works seamlessly with your other professional advisors
A fair, honest and transparent fee structure.

Factors we consider for Investors when constructing a portfolio:

Psychological make-up, Insurance Cover, Cash Reserves, Family Situation including the number of dependants, Age and Time Horizon, Current Net Worth and Income expectations, Taxation, Constraint, Previous Investment Experience, Legal & Regulatory factors, Unique Needs & Preferences, Investor risk tolerance, Investor return objectives and Capacity for loss.

In summary, we will:

Determine your investment objections. (i.e. return requirement and risk tolerance)
Consider how the objectives impact on the construction of your portfolio.
Formulate the investment policy and strategies to meet these objectives.
Stock, fund, product and platform selection.
Select choice of wrappers for tax efficiency
Presenting and implementing the recommendations
On-going services, including Portfolio Valuation, Rebalancing, and Fund Switches