Purchasing real estate in the United Kingdom can be a complex exercise. With an expert fighting in your corner, however, you can avoid the stress and enjoy a much smoother transaction. With all property sales, the entire process can be broken down into the following 10 steps:
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Calculate Your Budget
Understanding your budget is key. It's important to review your payslips and bank statements to see how much you can afford. -
Find Your Ideal Mortgage
Every borrower has unique needs. We research your finances and deliver a tailored home loan as an Agreement in Principle (AIP). -
Make a Property Offer
Find your perfect property and leverage your AIP to make an offer. Once accepted, we will help with your mortgage application. 
Get Legal Support
Every mortgage requires a solicitor. We connect you with legal experts to handle paperwork, manage searches, and deal with sellers.- Valuations and Surveys
Property checks are essential. Valuations offer an accurate value estimate, and surveys provide information on property condition. - Official Mortgage Offer
Your lender will issue you with a mortgage offer. You have seven days to review this offer and decide whether to accept it. - Protect Yourself
Limit your risk by taking out insurance. We can help you with building insurance, mortgage insurance, critical illness cover, and more. - Completion Day
Ownership is passed to you. On the completion date, contracts are signed and exchanged, and funds are transferred between parties. - Registration and Payments
Final steps are required. After the contract is signed, your solicitor registers the sale, and you pay stamp duty and other fees. - Collect Your Keys and Move In
Congratulations, you're the proud owner of a new home. Organise the movers, collect the keys, and break out the champagne.
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